Mexican Refried Bean Dip Recipe
If you’re looking for a dish that brings a burst of bold flavors and irresistible creamy texture to your next gathering, Mexican Refried Bean Dip is an absolute game-changer. This hearty, comforting dip combines the smoky sautéed onions and jalapenos with the richness of pinto beans, butter, and cheese, creating a luscious spread that feels both familiar and exciting. Perfect for sharing with friends over a crunchy chip or as a flavorful side, this dip is not only simple to make but also guaranteed to become a favorite in your recipe rotation. Let me walk you through everything you need to know to master this delicious Mexican Refried Bean Dip.

Ingredients You’ll Need
Every ingredient in this Mexican Refried Bean Dip plays a vital role in building layers of flavor and texture. From the pungent heat of jalapenos to the creamy smoothness of butter and cheese, each component contributes something essential to this dip’s magic.
- Olive oil: Adds a subtle fruitiness and helps soften the onions and jalapenos perfectly.
- White onion: Gives sweetness and depth when sautéed, balancing the spice.
- Jalapeno: Brings that signature Mexican heat; feel free to adjust based on your spice tolerance.
- Garlic: Adds aromatic punch that brightens the entire dish.
- Ground cumin: Infuses a warm, earthy spice that’s quintessential in Mexican cuisine.
- Kosher salt and freshly ground black pepper: Enhances all the flavors to perfection.
- Pinto beans: The star ingredient that forms the creamy base of the dip.
- Unsalted butter: Adds richness and a silky finish to the beans.
- Lime: Freshly squeezed juice adds a bright, zesty contrast.
- Water: Used to achieve the ideal creamy consistency when pureeing.
- Cheddar cheese: Freshly shredded for meltiness and sharp flavor.
- Light sour cream: Brings tangy creaminess and balances the heat.
- Sliced avocado, sliced tomatoes, chopped cilantro: Fresh toppings that add color, texture, and freshness.
- Tostito chips: Your crispy vehicle for scooping up this irresistible dip.
How to Make Mexican Refried Bean Dip
Step 1: Sauté Your Veggies
Start by heating your skillet over medium-high heat and adding olive oil. Toss in the chopped white onion and diced jalapeno to soften and release their flavors. This step creates the aromatic base that infuses every bite with a perfect blend of sweetness and heat. Once softened, add in minced garlic, ground cumin, kosher salt, and freshly ground pepper. Stir it all together quickly to wake up those spices without burning the garlic.
Step 2: Add and Heat the Beans
Next, add the rinsed and drained pinto beans to the skillet. Let them simmer with the sautéed veggies for a few minutes while stirring often. This warming process melds the beans with the vibrant flavors already building in the pan and ensures the beans are hot and ready to blend.
Step 3: Puree to Perfection
Transfer the bean and veggie mixture to a food processor and pulse until smooth and creamy. Add the unsalted butter and freshly squeezed lime juice, pulsing again to blend everything seamlessly. Gradually add water, starting with about 1/4 cup, until you reach the ideal creamy but scoopable texture. Spread this velvety bean mixture back into your skillet, smoothing it out. At this point, if you want to make life easier, you can refrigerate the dip and bake it later.
Step 4: Bake and Layer Flavors
Preheat your oven to 350 degrees Fahrenheit. Bake the refried bean dip uncovered for about 15 minutes to warm it through. Then spoon on the shredded cheddar cheese and light sour cream, gently stirring to combine for creamy pockets of cheesy tang. Return the skillet to the oven and bake for another 10 to 15 minutes until the dip is beautifully bubbly and ready to wow your guests.
Step 5: Serve and Enjoy
Finish off your Mexican Refried Bean Dip by topping it with fresh avocado slices, juicy tomatoes, and chopped cilantro. Not only do these garnishes add a gorgeous burst of color, but they also bring fresh texture and cooling notes that complement the dip’s creamy richness. Grab your favorite chips and dig in!
How to Serve Mexican Refried Bean Dip

Garnishes
Using toppings like sliced avocado, chopped tomatoes, and cilantro adds both visual appeal and layers of freshness that balance the dip’s savoriness perfectly. They transform this simple dip into a vibrant centerpiece at any party.
Side Dishes
This dip also pairs wonderfully with other Mexican-inspired sides such as grilled corn, fresh salsa, or warm tortillas, making your meal feel complete with a wonderful variety of flavors and textures.
Creative Ways to Present
Try serving the Mexican Refried Bean Dip layered in a clear glass bowl for a party, creating a dip platter where guests can create their own generous chip stacks, or even stuffing it into roasted peppers for a fun take on traditional ingredients.
Make Ahead and Storage
Storing Leftovers
Store any leftover Mexican Refried Bean Dip in an airtight container in the refrigerator for up to four days. Be sure to cool it completely before sealing to preserve freshness and flavor.
Freezing
You can freeze this dip for up to three months. Freeze it in a suitable container, leaving some room at the top as the dip may expand slightly. Thaw overnight in the refrigerator before reheating.
Reheating
Reheat in the oven at 350 degrees for about 15 minutes or until warmed through, stirring halfway to ensure even heating. Alternatively, microwave in short bursts, stirring between intervals to maintain creamy consistency without drying out.
FAQs
Can I make Mexican Refried Bean Dip without a food processor?
Absolutely! You can mash the beans with a potato masher or use an immersion blender. It might be a bit chunkier but still delicious and hearty.
How spicy is this dip?
The jalapeno provides a mild to moderate heat level. If you want to dial down the spice, remove the seeds or reduce the amount. For extra heat, you can add more jalapeno or a dash of hot sauce.
Can I use a different type of bean?
Pinto beans are traditional and have a creamy texture perfect for this dip, but black beans or kidney beans can work in a pinch for a slightly different flavor.
Is this dip vegetarian or vegan?
This version is vegetarian but not vegan due to the cheese, butter, and sour cream. To make it vegan, swap dairy ingredients for plant-based alternatives like vegan butter, sour cream, and cheese.
What’s the best way to serve the dip for a party?
Serve the Mexican Refried Bean Dip warm in a cast iron skillet or heatproof dish with plenty of sturdy chips on the side. Provide toppings separately so guests can customize their experience.
Final Thoughts
There’s something deeply satisfying about a creamy, flavorful Mexican Refried Bean Dip that feels both indulgent and comforting. Whether you’re sharing it at a party or craving a cozy snack, this dip brings warmth and excitement in every bite. Trust me, once you try it, it will become your go-to dip for every occasion—so go ahead and give it a try; your taste buds will thank you!
PrintMexican Refried Bean Dip Recipe
This Mexican Refried Bean Dip is a creamy, savory dish perfect for snack time or a festive side at your next gathering. Made with sautéed onions, jalapeños, garlic, and hearty pinto beans, blended to a smooth consistency with butter and fresh lime, then baked with melted cheddar cheese and sour cream for a warm, comforting dip. Served best with chips and fresh toppings like avocado, tomatoes, and cilantro.
- Prep Time: 15 minutes
- Cook Time: 30 minutes
- Total Time: 45 minutes
- Yield: 8 servings 1x
- Category: Appetizer
- Method: Sautéing, Baking, Blending
- Cuisine: Mexican
- Diet: Vegetarian
Ingredients
Vegetables & Aromatics
- 1 medium white onion, chopped
- 1 medium jalapeño, diced
- 2 cloves garlic, minced
Seasonings & Liquids
- 1–2 Tablespoons olive oil
- 1 teaspoon ground cumin
- Kosher salt, to taste
- Freshly ground black pepper, to taste
- 1 medium lime, freshly squeezed
- Water to thin, at least 1/4 cup
Beans & Dairy
- 45 oz canned pinto beans, rinsed and drained
- 3 Tablespoons unsalted butter
- 1 cup cheddar cheese, freshly shredded
- 1/2 cup light sour cream
To Serve
- Sliced avocado
- Sliced tomatoes
- Chopped cilantro
- Tostito chips
Instructions
- Sauté veggies: Heat a cast iron skillet over medium-high heat and add olive oil. Add the chopped onions and diced jalapeño, sautéing for a few minutes until soft. Then stir in minced garlic, ground cumin, salt, and freshly ground black pepper, cooking for an additional 30 seconds to release flavors.
- Add beans: Add the rinsed and drained pinto beans to the skillet. Simmer for several minutes, stirring frequently, until the beans are thoroughly heated and infused with the seasoned vegetable mixture.
- Process: Transfer the veggie and bean mixture to a food processor. Pulse until completely pureed and smooth. Add the unsalted butter and fresh lime juice, pulsing again to combine. Gradually add water, at least 1/4 cup, to achieve a creamy texture. Spread the refried bean mixture evenly back into the skillet. You may refrigerate at this stage if baking later.
- Bake dip: Preheat your oven to 350°F (175°C). Bake the bean dip for about 15 minutes to meld flavors. Remove from oven, sprinkle shredded cheddar cheese evenly over the top, and add the light sour cream. Stir gently to combine, then return to the oven and bake for another 10-15 minutes until the cheese is melted, the dip is hot and bubbly.
- Serve: Garnish the dip with sliced avocado, sliced tomatoes, chopped cilantro, and extra cheddar cheese if desired. Serve warm alongside Tostito chips for dipping or as a flavorful side dish to complement any Mexican meal.
Notes
- Use a cast iron skillet for even cooking and easier baking directly in the skillet.
- Adjust the spice level by varying the amount of jalapeño or omitting the seeds.
- If you prefer a thicker dip, use less water when pureeing.
- Leftover dip can be refrigerated for up to 3 days and reheated in the oven or microwave.
- Try adding chopped fresh cilantro into the dip for extra freshness.
Nutrition
- Serving Size: 1/8 of recipe (approx. 100g)
- Calories: 180
- Sugar: 2g
- Sodium: 320mg
- Fat: 9g
- Saturated Fat: 4g
- Unsaturated Fat: 4.5g
- Trans Fat: 0g
- Carbohydrates: 20g
- Fiber: 6g
- Protein: 7g
- Cholesterol: 15mg
Keywords: Mexican bean dip, refried beans, appetizer, party dip, vegetarian Mexican recipe

